## Customers Distribution Chart by FICO Model
### Slide Content
The slide compares customer creditworthiness distribution between last year and the current year using a vertical stacked bar chart, with each segment color-coded by FICO score range. "Last Year" shows a 55% negative change in customer distribution, with the majority scoring in the "Poor" to "Fair" range. Conversely, "20XX" displays a positive 70% shift towards the "Very Good" and "Excellent" categories, indicating an improvement in customer credit scores.
- "Poor" (300-579): A severe credit risk with a high likelihood of default.
- "Fair" (580-669): Representing below-average creditworthiness, with an increased risk of default.
- "Good" (670-739): Suggesting average creditworthiness with moderate risk.
- "Very Good" (740-799): Reflects above-average credit standing, with lower risk.
- "Excellent" (800-850): The highest creditworthiness level, with the least risk of default.
### Graphical Look
- The slide's title is in bold, large font, utilizing two shades of blue, making it the focal point of the slide.
- A multi-colored, vertical stacked bar chart is present, with each color representing a range of FICO scores.
- To the left and right of the bar chart are large, bold percentage marks (55% and 70%) in teal, indicating a numerical change.
- A side comment section with a placeholder text box is included on the right side of the slide.
- A connection diagram with a small flowchart is placed above the comment box.
- At the bottom of the chart, emoticons with different expressions correlate with the FICO score ranges, accompanied by red arrows.
- Text labels for the ranges of credit scores are located just below the chart and are color-matched to the corresponding segment in the bar chart.
The slide features a contemporary design.
### Use Cases
- Ideal for financial presentations to illustrate changes in customer credit scores over time.
- Useful for credit and risk assessment meetings to visually communicate the credit profile of a customer base.
- Can be employed in presenting annual credit score analysis in business meetings with stakeholders, board members, or investors.
- Illustrating customer credit health in financial sector presentations.
